Variable Investor Home Loan Rates
Variable Investor Home Loan***
90%
6.34%
6.36% comp rate p.a.*
6.74%
6.76% comp rate p.a.*
LVR
90%
Principal & Interest Rate p.a.
6.34%
6.36% comp rate p.a.*
Interest Only Rate p.a.
6.74%
6.76% comp rate p.a.*
Home Loan Features
Offset available for 0.10%^
Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.
No monthly or ongoing fees
Having zero recurring fees means you save thousands over the course of your loan.
Unlimited free
redraws
Reduce your loan term, whilst still having access to your savings.
Reasons to add an offset
Add an offset sub-account with Visa debit card access to your loan to help you to pay it off faster and with less interest.
Whenever you put money into your offset sub-account, that money is 100% "offset" against your home loan, with Visa debit card access. So, if you had a home loan of $350,000 and $10,000 in your offset sub-account, you only pay interest on the $340,000.
You can even maximise the "offset effect" by arranging for your salary to be paid into your offset sub-account. In this way your money is immediately put to work for you, saving interest!
Digital wallets
Add your card to your digital wallet to make contactless payments on your devices.
Pay in store using your iPhone, Apple Watch, iPad and Mac devices. Apple Pay is also the safer and faster way to pay on participating websites and in selected apps because you no longer have to create an account or fill out lengthy forms.
$0
Application fee
$0
Monthly fees
$0
Annual fees
Who is loans.com.au?
loans.com.au is a proudly Australian, award-winning online lender based in Brisbane.
Since we were founded in 2011, we have grown to become an industry leader with thousands of happy customers in every state and territory. We are powered by the strength of Firstmac, Australia’s leading non-bank lender. Firstmac has been operating successfully for over four decades and it has more than $13 billion in mortgages under management. Firstmac and loans.com.au are also Premier Sponsors of NRL team the Brisbane Broncos.
Why choose loans.com.au?
Low interest rates
Being an online lender with fewer overheads means we’re able to pass on the savings to our customers.
Australian based
Get help when you need it from our friendly team of Australian based, lending specialists.
Flexible options
Looking to save with an offset, or make extra repayments with a redraw? We have a full range of loan features to suit your situation.
Award winning
We keep on winning awards for our products, innovations and customer service, year after year!
Online doesn't mean impersonal, let's talk!
Online doesn't mean impersonal, let's talk!
Online doesn't mean impersonal, let's talk!
This is Brodie. He’s been with loans.com.au for more than 7 years now. Outside of work, he likes wakeboarding, camping and cricket and enjoys spending time with family.
As an experienced lending specialist, Brodie and our team can answer all your questions on our green home loan and our other loans to get you on track and start saving thousands.
Speak to Brodie, or one of our many friendly and trusted lending specialists to help find the right loan for you
Call 8am - 6pm Monday to Friday, or chat to us on Live Chat at a time that suits you.
Our awards
As one of Australia’s first online lenders, we move fast and continue to develop our technology and loans to make sure it’s meeting what our customers actually want, whether it’s making improvements to our apps, processes, rates or even providing more environmentally friendly loans.
Because of this, we’ve won awards each consecutive year since 2011 for our innovation, low rate home loans and car loans and extras like our offset sub-account from experts like WeMoney, Mozo and RateCity to name a few.
Features, rates & fees brochure
Get all the information you need on different loan features, rates & fees in this easy-to-read loans guide.
From streamlined packages to fully-featured loans, you will find the low-rate home loan to suit your lifestyle.
We're the home of smart money
We're the home of smart money
We're the home of smart money
loans.com.au is an Australian owned, multi award-winning online lender. We have earned our track record with low interest rates and flexible finance products. Since 2011 loans.com.au has been able to meet the needs of tens of thousands of customers around Australia; people just like you. We continue to innovate to stay ahead of the competition and give our customers the best of what new technology can bring to money management.